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I have to check this out with my broker because all the cars in this family (even my thirty something son who lives in a different house) are insured in my name. The broker knows the situation and has never said that there is anything wrong with it. It just started when I put him on my insurance at 17 and we never changed it.orka said:If your husband is the main driver on the old car, then he must be named as such on the insurance. The main driver issue is separate to who the registered owner is (although the insurance company will need to know both pieces of info.). It is very unlikely that an insurance company would let you insure two cars in your name, particularly when one is left 5 days a week with your husband.
Don't take the broker's word, as he may have a vested interest in continuing to get business from you. Contact the insurer directly, let the insurer know the correct address for each car and the correct main driver for each car.woods said:I have to check this out with my broker because all the cars in this family (even my thirty something son who lives in a different house) are insured in my name. The broker knows the situation and has never said that there is anything wrong with it. It just started when I put him on my insurance at 17 and we never changed it.
I will report back on what the broker said.
orka said:The main driver issue is separate to who the registered owner is (although the insurance company will need to know both pieces of info
Lappy said:The main person on the insured car must be the registered owner.
We have an Axa policy with my wife as main driver and me as registered owner of the car.Satanta said:I've never queried this (and the issue of main driver = person who does the majority of the driving does seem far more logical), but I was told by the insurer (Axa in this case) that in order for me to get a policy in my own name, main driver, I must be the registered owner of the car.
(I was... so I never had to question this or look into it further)
RainyDay said:We have an Axa policy with my wife as main driver and me as registered owner of the car.
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