Can/do you haggle with a bank when taking out a new mortgage?

We're about to sell our current home and we're now in the process of applying for a new mortgage to purchase a new home.

My query is this - in applying for a new mortgage, can (or do) we haggle with the bank to get a better interest rate, or something else that would be of benefit to us? We have a good credit history and the mortgage we are about to finish is a tracker, so we'll have to move to a variable for the new one (existing mortgage is with AIB and probably going to go back there for new one).

Is there any point in such haggling or is just "take what you're given" in these circumstances?

Thanks in advance,
Sean

Haggling with the bank? Forget about it. Your best bet is to have as low a LTV as possible to get the best rate.

Thanks Leon - I figured as much, it was something that an estate agent mentioned to me so I though I'd check it out, but suspected as much.

S