Hi,
This is my first time posting but I've read lots of the advice given here in the past.
I've had a BOI tracker mortgage for the past 4 years. This morning I received a letter from BOI telling me that my rate (4.5%) will expire on 16/11/08. They listed the options available to me and said that if they didn't hear from me by Nov 16th, they would put me on a variable rate.
I need to go digging through the terms and conditions of my mortgage to see where I stand but I was just wondering if anyone else was in the same situation.
Thanks.