Can an individual top up a defined benefit scheme?

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IsleOfMan

Guest
I took a redundancy package a couple of years ago from my employer at age 48. I was in a defined benefit pension scheme. At the time I asked my company to deduct a sum of money and place this in my pension to top it up.
It was only a year afterwords that I discovered that my company had reduced my redundancy by the required amount and placed it in a separate defined contribution scheme. I would have thought that they could have topped up my defined benefit scheme or is this incorrect.
 
Top ups.

I guess no one knows the answer to this one?
 
Topping up defined benefit

It depends on the rules of the scheme . Most defined benefit schemes treat top ups (or additional voluntary contributions) in the way your scheme did: instead of buying additional defined benefit, you get a separate defined contribition account.

Ask the trustees for a copy of the scheme booklet: you have the right to see it. If this doesn't explain it, ask to see the rules.

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