Hi,
I signed up for a mortgage with Ulster Bank at a fixed rate for the first 3 years. I have subsequently found out that I have being make repayments at a higher rate than the fixed rate I signed to. I contacted the bank and they told me that the rate is subsequent to change as per the terms and conditions. I signed for the mortgage over a month before they changed the rate. They said that there was conditions outstanding at the time of the change and therefore when i drew down the new rate was in effect. I was never notified or informed of this. Is this leagal or do i have a leg to stand on.
mary.