MisterMarkie
Registered User
- Messages
- 33
Did they have all the data and was the information in it correct?Data from Cabot received. Is there a time limit from when I filed my appearance and defence notice and sent it to Belgard Solicitors for them to follow through on a court date?
Antamon hi there you have my empathy and support for the terribly wrong situation you and your family are going through.debt is the new illness sweeping our country fuelled by supposedly professional regulated banks stamping roughshod over consumers who in good faith supported a booming banking system and robust economy until the banks that we depended on for financial professional advice overexerted themselves and then came the crash... the SFS I believe is only a 'tick box exercise 'by banks forced on them by the government- a process they must go through before they proceed to foreclosure. My background is financial regulation and Under the MARP process the bank must confirm to you in writing the result of their review following your SFS including details of their appeal procedure. Note that Belgard solicitors are acting on behalf of the PTSB bank but if Cabot are involved or mentioned they are unregulated/transitional per central bank register so PTSB I think have contravened consumer protection code by transferring your details to Cabot asPTSB are supposed to. Itify yiu in writing and then Cabot should seek your consent( see regulators code on conduct on credit servicing firms) . I think you will find PTSB have not been compliant so you think about writing to them saying you are going to the ombudsman on grounds of no appeal to your MARP and the transfer of your personal data to unregulated Cabot. I think you will find that they will move fast to rectify things. Well done on your challenge so far and your assertive actions on data protection and I hope you get the resolution you and your family so deserve. No family in Ireland deserves to go through this. We need to stand up to corporate greed and unbecoming unprofessional and non compliant corporate behaviour from banks and you need our full support . Nobody should feel shame or guilt for finding themselves in this terrible situation. All mortgagors should be treated with dignity and respect by their banks and should settle for no less.is there anybody out there? I tried and tried in every way possible to engage with PTSB, filled out every form (seven SFS forms)and answered every call but found that this bank had no real motivation to come to any resolution, I even sent them solicitors letters saying that we wanted and always wanted to engage in meaningful conversation (preferably with one person rather than 30 odd).... to make a long story short myself and my wife's last SFS led them to pass on our account to Belgard Solicitors to commence repossession proceedings against us. When I rang the bank I got speaking to a nice lady in litigation who informed me that the bank had actually requested more info but had not informed us and that it was a mistake. I explained to her that grown men retire to their garden sheds with ropes after such mistakes. My faith in the MARP was shattered and they took me to court anyway. I'll be up soon again for the 4th time and am putting up a good fight. My lovely wife is taking it very hard. After a Data request from PTSB I noticed the blanked out entries on the screen shots 2 of which I found under blacklight to be invoices to Cabot. If I have the invoice numbers are Cabot obliged under data protection request to clarify what these invoices are for? I had never heard of them until now but they are within a stones throw from Belgard (who have put invoices on my Account statement for their great service at my expense)
please let me know what you think or suspect. We weep to have that which we fear to lose.
There are ways to stop these letters and harassing phone calls happy to help if you want me toAnother letter from them - threatens agent calling to door and judgement mortgage @ 8% p.a interest. I have understand that this was reduced to 2% per annum
But they continue to threaten at the higher amount and have ignored my correspondence and offer.
Some outfit.
Hi All
I’m having issues with Cabot, they keep ringing using ‘no caller ID’, I answered once and I heard a click sound, it’s obviously an automatic call system. Anyone have any ideas on how to stop them ?
I wrote to them a few years ago asking for proof and heard nothing.
I wonder can anything be done under the GDPR rules.
It is standard practice these for days to withhold both caller id and phone number, so that if your phone is left on a desk etc... people will not now who is calling you.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?