I had a debt with Ulster Bank and they have sold it to these vultures Cabott Finance and Belgard Solicitors but not before sending out a heavy to my parents house looking for me and in his wisdom he decided it was fair game to tell my elderly father what he wanted me for and that I had better pay up. He tracked me down to my new address and when I opened the door he barged straight in and sat in the sitting room. He was a right nasty piece of crap and I asked him to leave more than once before I threatened him that he was now inside my home and I felt intimidated and if he didn't f off I would not be responsible for my actions, he left and I rang the bank the following day and all i got was that's what you get for not paying your bills.
Did you just send a letter requesting the info? Were you required to send €6.35? Where do you stand now?Have they got back to you since?Hi All
I done a data request to Cabot, the file seems to be very very vague, basically all they have is my name address and alleged amount owed! During their data search low and behold they found my letter demanding original contract and statements but to date I haven't received same! My take on the credit act 1995 is that a collection is not in forcible without supplying this document! They didn't supply it with the data request so do I presume they don't have it and only have amount owed and my name and address.
Can they somehow do something bad to my credit with very few details?
No, Cabot aren't members of the ICB.
Thank you for the reply so I will just keep doing what I'm doing and completely ignore themIgnore. Let them take you to court. They won't.
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