oscarwild13
Registered User
- Messages
- 13
Oscar wild 13,
Cool down ! Cool down !.
Take the good comments and advice given.You WILL be OK.
The House is 100% safe, I repeat safe.
........................................................
Cabot are shaking the branches to see what free funds you have.In fairness they are entitled to check things, before they back off.
From what you posted you have NIL free funds.
When you send them your Income p60 etc they may try to get something from you.
Please pay nothing, you DO not have the income.
Please come back to AAM if you feel too bullied/stressed/.
Oscarwild! You appear to be a genuine person who got into financial difficulties and are currently unable (not unwilling) to deal with these difficulties due to your low income. To someone who is not familiar with the Legal System Court proceedings can seem to be potentially severe. Both Gerry and myself have tied to explain to you that the Court process will not work against those on low income such as yourself. In most cases companies like Cabot will do their outmost to scare people into making some kind of payment to them. Remember that they have bought over a package of non-performing loans at a likely extremely low value so any result to them is likely to be profitable.
Don't lose any sleep over this. If you can't pay, you can't pay and Court process is unlikely once they realize this!
Oscar wild,on recommendations from this forum, i wrote and sent them copy p.60 and breakdown of my outgoings which show i am paying out more than i take in, they seem to have totally ignored my letter as i received a letter from their solicitors saying they are looking for full payment and that i have failed, refused and neglected to discharge, i did say in the letter if my circumstances changed i would honor my debt, if i dont reply to solicitors letter in 7 days the are taking legal proceedings against me...can anyone give me any advice as to where to go from here, its a nightmare, i wish i could discharge it to get rid of them....the solicitors appear to have the same address as Cabot Financial..
Cabot and their solicitors routinely accept payments of €5 or €10 per month as do MBNA and Avant. It is very strange that all of these institutions are ignoring your offers.
have you followed up your offers of payment with actual regular payments or has it all been a paper exercise?
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