Pepper5050
Registered User
- Messages
- 8
First - well done on beating the addiction and repaying your loans. Debts aren't written off after a period of time. So yes, MBNA can appoint a debt collector, even after this length of time, to chase it. The fact that MBNA didn't engage with MABS years ago is poor form on their part but doesn't change the fact that you owe them the money. I'd suggest that you engage with Cabot Financial and come to some sort of arrangement that you can afford to pay off the €1,500 over time.
Check your credit record to see if the debt is still recorded on it or if Cabot tries to register it.
Any attempt to put it on the credit register should be brought to the regulator. Cabot will back off soon enough.
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