Can anyone advise. We need to move and we are looking at options. One option is to buy a site in east cork with unrestricted planning. So say we buy a site for cash for €80k, does that count as our 20% deposit? We are thinking we will buy a site with a few years to run on the planning. Put our own house on the market, we will have no problem selling. We are in a very popular estate. Houses always sell, so I would not worry at all about that. Then go back to the bank in 12-18 months and start stage drawdown of mortgage. We do need to get in front of a mortgage broker but I’m away a lot at the moment so we can’t do it for another month or two. Thanks for reading.