InfoSeeker
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I don't completely understand the process so apologies if these are stupid questions.
As an example, I have 100K in an existing pension though I no longer work with the company so I cannot contribute to it going forward. I am 40 years old and do not plan to need access to these funds early at say 50 so I am looking at the long term to 65, etc. I want to allocate all 100K and will likely choose 2 different fund options.
So I work out which 2 funds I want to allocate this to, say a 50/50 split and I ring them, they put me through to Sales and I purchase the 2 funds. I expect an annual charge and can see this in the documentation, are there usually extra charges?
I was assuming that if I was to engage a financial advisor it would be for that person to use their knowledge to help me select how the 100K should be invested?
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