I'd just be curious to know if anyone has used a broker and had a really bad experience.
We are using a broker at the minute. He said he goes through one application at a time. I thought they would be able to put it out everywhere at the same time!
Also, we just found out the dont deal with BOI but rather ICS which is another arm of BOI with HIGHER rates. He didn't make this clear.
NIB or Ulster bank dont deal with brokers.
We asked him yesterday (3 days after app went in) was there any news. He said it was in AIB 'queue'. Would have thought this would have been small currently!!
Would like to get Norfbanks views here.
Also using a broker (from a big house, recommended by friends). So far we are happy he's doing a good job for us. At this stage we have a loan offer from AIB (same rates as if we went direct) and one from ICS on its way. I doubt we would have got them without him, considering one of us is on a fixed term contract. When I asked, he was upfront re Ulster Bank. However, I couldn't help wondering about what Troy said re AIB and ICS. When I asked our broker about BOI he said ICS where the their broker arm but never said anything about lower rates if we went direct. I've checked BOI's website but they have APRs. How can I change APR to Interest Rate or vice versa so that I can compare the two? Only then we can decide whether to ditch the broker or keep it!
A I've checked BOI's website but they have APRs. How can I change APR to Interest Rate or vice versa so that I can compare the two? Only then we can decide whether to ditch the broker or keep it!
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