Why don't you email a couple of brokers, send all your details and mention that AIB approved you, then they will make the effort to get other offers in for you. I went with REA and was very happy with their service, other people have provided good feedback for primafinance and others have been mentioned as well, you could just do a search on brokers to see what other people said. If you don't want to go down that route, at least approach a couple of other banks, definitely ask PTSB, they are amongst the most competitive for FTB (for 100% mortgages that is). ICS are very good, too. You can email all of them really, no need to run around... I just got application forms sent by all of them and applied to most banks and then went to the broker as they offered a good deal with low cost lsolicitors fees.