A
JUMP AT THE TRACKER!
sorry for the caps but how you could even think of not taking the tracker? the banks have realised trackers are a loss maker for them and so are not offering them to new applicants this should tell you all you need to know.
by taking a fixed mortgage you are betting your knowledge of banking trends against the banks, no i know the banks have made a mess of things recently but hedging against them is a bad idea.
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