My broker is recommending I invest 40,000 with Irish Life Public Service Cautious Fund. Here is a question that I have asked my broker and they are not able (or are maybe unwilling) to answer the question. If I invested the 40,000 say 5 years ago, how much money would be in my account today when all the charges (AMC, Taxes, Levies, etc.) are taken out. Irish Life factsheet tells me the performance over the last 5 years was 7.83%, 3.5%, 3.14%, 3.20% and -2.95%. Assume 1.5% AMC by Irish Life. I feel I would then be in a better position to gauge investing in the next 5 years in this product. My fear is that what I would have gained by investing in this product would not even match inflation