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The above Mortgage Account is not subject to MARP as it does not fall within the scope of cases entitled to the protection afforded by the Central Bank of Ireland's Code of Conduct on Mortgage Arrears.
And it emerged this week that the bank has written to residential mortgage holders telling them they were no longer protected under Central Bank rules here, particularly those that apply to those behind on their repayments.
It claimed yesterday this was an error and mortgage holders here still had protections under regulatory rules, even if they were in arrears.
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