Hi Maurie, Delighted you won your appeal. I have submitted mine on the basis of stress and that we had to take out a consolidation loan to clear other debt to reduce our outgoings in order to keep above water. The bank insisted on this and it was at an interest rate of 8.6%. I wouldn't have needed to do this if I had been on the correct tracker. How did you find the whole appeal process. Did they come back to you for input on details to help make the decision?
Many thanks