Is the 2.8% for a one year fix or longer?
Not in the same situation but can I ask if you know why exactly it's so cheap to exit the fixed rate? Is this something that will change?
I'm fixed at 3% for five years with BOI but I just got the mortgage so not looking to switch at the moment. I think the 2.3% works out similar to my deal when you factor in the 3% cashback.
Any word back from them?Despite having fixed with BOI at 2.8% two weeks ago for 5 years I called them today as a result of Ulsters 2.3% and they are reviewing my rate again as they dont want to loose the business.
When you see UB with 2.3%, an offer of 2.8% is not even worth ringing up to ask for.
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