Mortgage2015.
It is very good you prioritized your mortgage debt and that that very big issue is resolved.
Even at this stage it might be no harm for you to write to Banks solicitors and explain that you had to cover mortgage first but can now start to work on the k16 and that at all times you wished to cover any due debt.
It is not really in anyones interest to go to court.
. Request that case be put back for now ,for the reason your finances are now in a better way to enable you to come to an acceptable arrangement that you can afford.
If Bank still proceed for a judgment ,so be it , that is not in your control.
But you can show to the Court , that you want to sort this.
Make sure you keep copy of any correspondence.
Am with what demoivre says.