TrixieBlue
Registered User
- Messages
- 11
I have a loan of 35.4K at a rate of 4.35% which I currently have a letter from BOI to reduce fix to 2.9% for 2 years. I currently overpay this by €150 but my understanding is that most you can overpay on the fixed rate will be €65/month
I also have a the main mortgage of 123K on a tracker of .75% with no overpayments.
If I moved to the fixed rate offer on the smaller loan and switch the overpayment to the tracker mortgage, am I missing anything?
I also have a the main mortgage of 123K on a tracker of .75% with no overpayments.
If I moved to the fixed rate offer on the smaller loan and switch the overpayment to the tracker mortgage, am I missing anything?