A fixed rate of 4.00% (E.A.R.4.00%) is applied on your matured SSIA balance for the first three months, thereafter from months 4-18 you will receive the European Central Bank (ECB) rate. If you continue to save, the rate you will receive on any new savings (subject to limits) for the first 18 months will be the ECB rate plus 2.75%. This is currently a rate of 6.5% (E.A.R. 6.5%). All interest is subject to DIRT.
Just called in to my BOI branch - I was told that the only way to save was through direct debit? I was under the impression that you could lodge money on a monthly basis from another account - can anyone comment on this?
Thanks!
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