Irish Life Health Better value out there rather than our two present Aviva policies?

M

mim45

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38 female currently on Aviva Level 2 Health Excess €1,415 pa
Maternity, semi private cover in private hospitals important
Not interested in day to day expenses
Excess up to €250 per procedure considered

Husband 41 on Aviva First Focus €1,044 pa
Semi private cover in private hospital important
excess up to €250 per procedure considered

Any suggestions much appreciated
 
mim45,

The Flex 250 Explore plan would cover public,private and hi-tech hospitals with a private/hi-tech excess 250 per admission.
Day case 125 per visit. Price 854pa.
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Flex 175 Explore plan has public, private and hi-tech hospitals with a private/hi-tech excess 175 per admission.
Day case 75/175 per visit. Price 953pa.
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The above plans have full maternity cover (3 nights in a public maternity hospital) - there are no private maternity hospitals in Ireland.
A private room is covered on these plans but just to point out, the plan you are on at the moment does not have private room cover in a public
hospital so there would be a 2 yr upgrade waiting time applied for a private room in a public or maternity hospital.
Public and semi-private ward covered straight away.

There is no maternity consultant day to day cover on above plans.
Most plans just allow 400 max refund as standard.

The following plans have good day to day cover plus 400 maternity consultant refund, if you're interested;
1. Laya Control 300 Create; price 934;
2. Simply Connect; price 999;
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Snowyb
 
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