Unless the PTSB visa has inbuilt travel insurance, it's the exact same protection as it's actually offered by Visa, not the bank. (Although it would be much easier to get through to customer service with PTSB)ou most likely do not have the level of protection offered by the PTSB Visa should anything go wrong
Yes, with Visa the rate is set the day before the transaction clears. So for a transaction settling today, the FX rare is already available.Thinking out loud, were I to ring PTSB would they be able to tell me what ex rate I would get as of now if I were to make the purchase? or is this wishful thinking?
There is absolutely no difference between debit and credit card in terms of protection in Republic of Ireland.Credit card, credit card, credit card.
With a debit card, regardless of brand, you have zero protection should something go wrong with your counterparty. Shaving a few decimals off an exchange rate is not, in my opinion, worth the risk.
I should add, the is a legal difference in the UK, and we frequently hear about differences in UK consumer advice so it's a commonly held misconception here.Fair enough, happy to be wrong
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?