yeah, i get that by having a regular saver I can get upto 4% (with AIB) interest, and the mortgage I'm paying back is 2%, so I'd be 2% better off saving - however, if I overpay it appears that I would be cutting the term of the mortgage by 13 years. The idea of being unburdened from this disastrous mortgage asap appeals to me.
I guess it's hard for me to realise how much I'd be loosing out on by saving (+2% - dirt = X). I need to go off and calculate...
Do UB take lump sum overpayments?
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