lollipop said:At the moment I have 6K on 2 credit cards and would love to clear them. 4900K is on Tesco visa card @0% for 6 months, balance is on MBNA Visa card @10%.
Am i better off getting loan from CU or similar for the entire amount OR leaving the 0% balance there and clear the other card? MY SSIA due to mature in Oct so I'm hoping to clear the lot then but wondering whats best to do in the meantime? If I take out a loan, does this go on my credit record..even if its paid off is it better not to take it out at all??
Or is it worse to have 2 visa cards on my credit record?? Confused! Thanks for any help. x
Yes sorry meant to say that they would not transfer the total 6K but only 4500 of it..think I said 4900 on my original post!!Legin said:When does the 6 months interest free period expire on the Tesco Visa card? And have you reached your credit limit on this card?
Are you already a member of a credit union (i.e. can you borrow from them at the moment)?
This is contradictory and suggests to me that you would be better off without the cards ASAP.lollipop said:Think I do have self discipline to not use the card but its the online stuff that racks up and I forget about it!!
Clubman, I'm inclined to agree with you!ClubMan said:This is contradictory and suggests to me that you would be better off without the cards ASAP.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?