Personally I'd probably compromise on my ideal purchase and buy something within my own budget that met as many of my important criteria as possible.myself & partner are mortgage approved for €297,500k
house we want to buy is €440k
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i am wondering is there a way for us to work this out without having to dispose of the apartment?
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what would the financial whizzes out there do?
I did a search on Myhome.ie for properties in Dublin for up to €300K and it returned 300 which is not even the full list.on that budget in Dublin??!! plus only reason bank agreed to mortgage was that ltv was so low because of the big lump sum of cash being put up. (220K)
OK - weed out the apartments and you get about 100 houses under €300K in the Dublin area.Clubman, the word "property" does not equate to "house".
I never said that. I said that if he moderated his requirements a bit then he might find something acceptable within budget. If you find that disingenuous or insulting then you must be of a very, very sensitive disposition or something...While not wanting to speak on behalf of the OP, I would have to say that it is disingenuous and insulting to tell him that what he wants is available at the price he wants to pay.
OK - weed out the apartments and you get about 100 houses under €300K in the Dublin area.
I never said that. I said that if he moderated his requirements a bit then he might find something acceptable within budget. If you find that disingenuous or insulting then you must be of a very, very sensitive disposition or something...
So you want to keep the apartment and take on a mortgage of over 7 times your combined salaries - plus you're talking about starting a family, so possibly one of you will have to take a break from their job or you'll incur child minding costs?Also nobody seemed to understand my point that the bank only approved the 300k on the basis of my parents putting the lump sum of 220k down!
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