Hi, I have been trawling through the Travel Insurance websites and my opinion is that VHI for us is the best value, it offers travel insurance for a family worldwide - for 95.00euro for an annual multi trip policy. It suits us as our daughter has a epilepsy which they do not load for becuase she is a member of the vhi already. I found other travel ins companies loaded us very much for one of us having a pre- existing condition, she is seizure free for 6 years but because she takes regular prescribed medicine she is considered a risk by all accounts..