kerry_man,
Adult Alternative Options VHI
VHI PMI 37 13; Price 1011pa - no outpatient cover, same hospital cover, 100 inpatient excess.
VHI PMI 36 13; Price 1175pa - good outpatient cover, same hospital cover, 75 inpatient excess.
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Child Alternative Options VHI
One Plan Choice; Price 124.72 - same hospital cover, no outpatient cover, 125 excess.
One Plan Complete; price 147.36 - similar hospital cover, no excess, no outpatient cover.
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Snowyb