Maybe I'm looking at the wrong thing but from what I can see the rates for lodging lump sums like that seem to be:
Northern Rock 4.5%, Rabo 3.75% for sums >10,000, First active E-savings 4.33% for sums>15,000 and FA 40 day notice 2.6%. I can't see anything better than the Anglo/NR 4.5%??
I don't think the regular savings one would work for me as will be drawing down about 4 lump sums €80,000 each over 1 year period.
Will keep looking in case have missed something!
Thanks
Gemma