We are taking out a mortgage at 363k and I was wondering could someone give me some advice on what type of Life cover is the best value?
I got the following quotes via www.labrokers.ie
(they give you a rebate of their commission - recommended by Eddie Hobs in his magazine !)
Male aged 31 Female aged 29 non=smokers, duration 35 years
Morgage Protection
€38 per mnth (Hibernian)
Joint Life
€70 per mth with conversion option &
€73 with conversion & indexed linked (Eagle Star)
Dual Life
€72 with converstion option
€75 with converstion option & index linking (Eagle Star)
€66 without conversion & IL (Irish Life)
Convertible term seems good value given that its not much more. The index linking option means your premium is also indexed linked so not sure about it.
Any advice would be appreciated
Thanks...........
I got the following quotes via www.labrokers.ie
(they give you a rebate of their commission - recommended by Eddie Hobs in his magazine !)
Male aged 31 Female aged 29 non=smokers, duration 35 years
Morgage Protection
€38 per mnth (Hibernian)
Joint Life
€70 per mth with conversion option &
€73 with conversion & indexed linked (Eagle Star)
Dual Life
€72 with converstion option
€75 with converstion option & index linking (Eagle Star)
€66 without conversion & IL (Irish Life)
Convertible term seems good value given that its not much more. The index linking option means your premium is also indexed linked so not sure about it.
Any advice would be appreciated
Thanks...........