I'd like to order something online that costs a small bit more than my current credit limit.
Is it enough to transfer money from my current account into my credit card account first (transfer the difference between my credit card a/c balance and the price of what I'm ordering)?
Or will it still say that the order exceeds my credit limit (even though I would have enough funds "available" in my Visa account).
I don't have anything "due" on the card. I transferred (40 euro) from my current account to the Visa (and it cleared this morning). So my credit limit + the 40 euro is enough to make the order.
But it still seems to say 'credit limit exceeded' when I go to order.
If you have online banking it may be possible to increase your limit by clicking a link. AIB have this for visa and if you are not overdue I think it will upgrade automatically and immediatly.