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TBH, that would not put them off as they simply add costs.Irish court action is potently feasible but highly unlikely as the costs are high and the process is time consuming.
What will happen if you ignore the problem
The problems will get worse if you do nothing. If your creditors have taken legal action, do not ignore the letters. If you get a legal letter about a debt and you don't hear from them again for some time, don't assume they've forgotten about it - it won't go away. It is very important that you make contact with the creditors or the solicitor.
There is a series of court hearings in the debt collection process. The court will give you a chance to tell it what you can afford to pay - if you turn up. Otherwise the judge will just decide on a weekly amount but won't have any idea of what you can afford. If you are to appear in court, make out a financial statement (income, expenses and debts) and leave it into the courthouse for the attention of the judge a couple of days before the hearing. Send a copy to the solicitor for the creditor too.
Unless you are taken to court here there is very little that can be done to you. If they want to take you to court here they will have to serve papers on you and you can cross that bridge if it ever happens.My personal UK debt has now been transferred to ROI via a debt collection agency. I owe over £16k , have no assets and i am currently unemployed with 3 kids to support.
I contacted mabs who gave me an appointment in 3 weeks. Which is no good when you are worrying.
I do not understand the legal system in Ireland. I read that their are no bailiffs in this country. (the house i rent is fully furnished anyway). The debt collectors are asking for the full amount to be paid. Can anyone highlight what their next action will be if I do not have the financial resources to pay?
thanks in advance.
TBH, that would not put them off as they simply add costs.
Anyone know of firms that buy debts in Ireland?
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