eyesgreen_1
Registered User
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My family home is worth around €70,000 and the mortgage is €69000.
Jim; just to advise that we require an honest SFS to be submitted in all circumstances i.e. actual cost to the borrower rather than insolvency figures. We have some level of flexibility in accessing "affordability" of repayments and while using the ISI figures as a reference we can make allowances where there is a reasonable explanation for excess expenditure. If I received in a SFS with expenses comparing with ISI figures and statements provided showed these expenses to be non-reflective of the actual expenditure I would return it for revision.Complete their SFS. In calculating your Reasonable Living Expenses use the information provided on the Insolvency Service of Ireland web site.
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