It would just make things easier for the bank to take the house.
It's the same story with them getting you to rent out the rooms, and they know full well you're storing up a whole heap of other trouble with revenue on this score.
They said they dont do debt cases at present and recommended i talk to someone who deals in that area, they are state funded and have not been trained in debt/bankruptcy .
On my receipt its written as a "contribution" not a fee even though i was required to pay it before the meeting.
They had full knowledge of how much i earn
It would cost a further 100 euros to look at my mortgage documents.
I presume they wanted the documents to establish the legal facts and see if i do indeed owe the bank money before preceeding with anything,,, prob just protocol.
Bronte;
18% of mortgage docs by main lendersare flawed and unenforceable. I am sure its worse on sub-prime cases. { I do not advocate non-payment , but if there is a flaw and customer is being bullied , it would be nice to have}
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