In Bank today to withdraw a large figure for a purchase for which I need cash as bank draft would need time to clear. In fairness I havent been in a bank for about six years but had brought my passport with me.
Told by two members of staff I would have to make repeat trips for the rest of week to get €5k each day, which is a great inconvenience to me. Is this correct and same with all banks (as I feel a change of banks will be on the cards).
One member of staff had a shocking attitude and made numerous mistakes and when handing me the cash didnt pop it in an envelope, practically threw it at me when I asked for one...
PTSB also allows you maximum 5000€ in cash, however that is without advance notice, they are willing to give you more if you pre-order it and they need 48 hours to get it.
Plus be prepared that they are going to ask questions about why you need your own money, they claim this is a requirement and that they need to report it to revenue.
My advise is to talk to the bank manager and have him order the amount you need in so that you can withdraw it. PTSB will allow you higher withdraws in the managers office instead of the public area.
Amazing how banks stop you from withdrawing your own money.
I just contacted BOI and they gave me the info below.
Your branch will only require 24 hours withdrawal notice on your current account for amounts in excess of E5000. However if it is above E10,000 please allow 48 hours notice.
You can obtain a draft from your branch any day. However, if you require cash please note that our branches do operate cashless days. For this reason we would suggest that you call your branch before you pop in and remember to bring photo ID on the day.
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