hi i was at the bank machine the other day and i had €205 in it so i emptied it but i asked for 210 just to keep it all even because the machine would sometimes give money when none in anyways you know. so it said sorry insufficient funds so i took 200 out. and put card back in again and tried for 10.00 and the screen came up insufficient funds but we can give you an overdraft of €150. this was the first time id ever seen this is this normal or what was going on? i always thought you had to go into the bank and fill out a form to get an overdraft. i didnt take it though left it