Am I being uber-paranoid?
That said, I've received a few calls like the one you mention from AIB myself. I simply followed their security advice, and hung up.
In a recent call from O2 I eventually got the O2 person to confirm some details on my account so I knew who I was talking to.
And fraudsters really use stolen cards to collect their dry cleaning and buy a loaf of bread? Please!
They should be flagging someone buying €1000 on aerlingus.com but in my experience the high value transactions just sail through unchallenged.
In terms of the loaf of bread, if the fraudster uses it and the bread is purchased without hitch, he knows he has the correct PIN and the account is not blocked. His next thing is then to steam in and start to buy TVs and withdraw cash from the ATM.
And fraudsters really use stolen cards to collect their dry cleaning and buy a loaf of bread? Please!
They should be flagging someone buying €1000 on aerlingus.com but in my experience the high value transactions just sail through unchallenged.
I never answer calls from "private numbers".
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