Just to add to above dilemma, The fraudsters are actually beckoning the motorist out form a stopped position with the intention of assisting the unfortunate motorist and then driving in to the vehicle. Its then one word against the other, and they are pretty familiar with the location of camera positioning.
Its pretty two face of the insurance industry now saying they are taking situations like this seriously, when all along they settled out of court, knowing suspect cases were being set up, as it was cheaper than going to Court on the generous gravy train to see, what most fraudsters believe sit in Judgment, Santa.
The Courts have fertilized these actions in my opinion.