You might be able to gain an extra amount of tax free lump sum on top of the amount provided by your pension scheme.
It is possible to have an ARF or Annuity from AVCs in addition to full pension.
Yes I will have 40 years equivalent at 63. I do not intend to stay on beyond that.
Thanks for your responses I will follow up with my AVC providor.
I thought AVC stood for additional voluntary contributionI have a modest AVC
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