Because for the next 46 years,the persons ICB report will stop them getting any credit.Sorry, your debt is €11k and the debt management company negotiated a deal whereby you pay €20 per month until it's cleared?
And that's a bad deal for you how?
Because for the next 46 years,the persons ICB report will stop them getting any credit.
Eh, no!
Cabot etc have nothing whatsoever to do with the ICB. Once MBNA / Avantcard write off the debt and pass it to Cabot, the six year clock starts vis a vis the debt disappearing from the ICB.
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