2 being paid down at 4.5%
Can you give the numbers?
Is it two mortgage accounts on the one family home?
What is the value of the home?
What is the total amount of the mortgages?
What is the remaining term of the mortgage?
What is their income?
What is their pension situation?
Sorry Brendan realised I missed your second question.I presume that they are with Bank of Ireland if they are paying this rate?
They should fix this part and cut the mortgage rate.
Brendan
There is a lump sum in a PRSA which could assist to get to a zero balance by retirement date. (tax math factored in)
Pension pot 40-50k
Market value 270k
Total outstanding 157k (131k +26k)
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