Anyone working for the State or having contracts with the State has probably not been hit yet. Most self employed people and service providers have been very badly hit. Most of my colleagues confirm a 60-70% drop in income.
mf
This would not be true for people who bought before the boom. You watch it go up and down and you stood still, that's all.The only thing is the value of your home and investments will more than likely have dropped too so you are not really better off.
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I suppose one benefit is it'll be easier to get tradesmen. It used to be impossible to get anyone or some would drop you as soon as a bigger job came along.
Now I'm getting loads of flyers "no job too big or small"
And you can definitly haggle money off the final price. Yes VAT is paid before you assume what kind of haggling I'm doing
What if you have or are outgrowing your home though, and you would like to or really need to move?
I would agree that, as long as you hang onto your job, you're more likely to be better off. Lower interest rates, supermarkets fighting for your custom, cheaper petrol etc etc.
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