would suggest looking at the NIB offer detailed here.
I have rang NIB on two occasions to get their info on the new product - last November - still no word - we spoke to a broker who has deals with all banks apart from NIB - he informed me that they are a very sloppy organisation to deal with - and whose lending criteria are very tight - 2.5 times your income!
He also said that you have to open a current account with them - and you pay charges on that - which in turn devalues what they are actually giving you in the mortgage.
He encourage us to look at Bos and (IIB -I think) but we have to wait until Mr. bear is permanent before we can switch..
Quick question for Jacqueline - would you fix your rate now - as in the short term I would have imagined fixing is slightly more expensive.
While I agree that really isn't good enough from the banks POV, the reason that they are so busy (and hence slow to get back) is that they currently have the best offer on the market (given the OPs situation - but only if they would give the amount so more investigation would be needed).I have rang NIB on two occasions to get their info on the new product - last November - still no word
I'm not too surprised that a broker who doesn't deal with NIB was against you looking into the product. Any issues people (from AAM) have had with NIB (and there are a good few) are in that thread, for the possible savings available, it certainly wouldn't put me off.we spoke to a broker who has deals with all banks apart from NIB - he informed me that they are a very sloppy organisation to deal with - and whose lending criteria are very tight - 2.5 times your income!
Think there were details of availing of the offer without having to pay for the banking, but could be wrong. If the OP was interested, again, the info is in the thread.He also said that you have to open a current account with them - and you pay charges on that - which in turn devalues what they are actually giving you in the mortgage.
- will wait with bated breath -Have heard on the grapevine that BOS (Halifax) are launching a new product
have rang NIB on two occasions to get their info on the new product - last November - still no word - we spoke to a broker who has deals with all banks apart from NIB - he informed me that they are a very sloppy organisation to deal with
Why wont NIB deal with brokers - from a business point of view - most people get mortgages from brokers - in doing so they are cutting out a huge market share -NIB don't deal with brokers
Why wont NIB deal with brokers - from a business point of view - most people get mortgages from brokers - in doing so they are cutting out a huge market share -
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