I was involved in a RTA in 2008. The other driver (and his insurers) are on record that liability is not an issue.
The other party's insurers were anxious to settle the case, and made a fairly paltry offer. I declined it. They then came back with a final offer, which I still wasn't happy with, and sought the advice of a solicitor. What I wanted was a one-off consultation for advice on how I should proceed and what the claim might be worth..
He has arranged for me to see the local consultant rheumatologist and he has filled out the PIAB application form for me.
He has sent a few letters to myself, the consultant and the other party's insurers. The insurance company are happy to trade medical reports etc. with him and have been co-operative.
Are you 100% sure of that? In my experience, insurance companies will usually ( almost always) mark all such correspondence as being "without prejudice", which means that it is not on record and cannot be relied upon.
In such circumstances, I would have advised you that the insurance company were likely to continue to low-ball you if they thought that you were not legally represented.
He may also have paid for the medical report ( it is not clear from your post if you paid for it yourself).
Whenever someone says that their solicitor "sent a few letters" it can be taken as given that they do not value the service being rendered.
You retained a solicitor to deal with this matter and you now regret that decision. I think that when the claim is finished, you will probably be happy that you had a solicitor;
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