Approval on Top Up Mortgage - next step

itsonlymoney

Registered User
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10
Hi,

Ive been approved for a topup mortgage on a 2 bed apt. Going from 275 - 325 (30k to allow parents give sibling chance to buy.) Meeting lender on Monday. Can anyone let me know, what mortgage rate I should go for to keep it as low as possible? 1100 - 1400 mark...

Also, I want to use 10k to invest in shares/savings scheme to build up some finance for pension options, general personal savings?

Ultimately, I want to look at selling next year to maximise profit on apt to help me to buy a house, hence need to make sure I get the right type of rate to facilitate this? (How do people see the apt selling market? Apt is preety unique and have had some really positive feedback from estate agents.)

Would aim to buy house for between 380 - 480, any suggestions on where might be good to look at? Basically, want to stay in Dublin and eventually buy with partner? If I sell apt before I buy a house, is it okay to sit on profit made? And wheres best place to lodge/hold this type of money?

I would really appreciate any advice/suggestions on any of the above.

Thank you
Itsonlymoney.
 
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