respectableobserver
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Thanks for the reply. I believe that during 2007, a wholly owned subsidiary of EBS was established, its part of AIB and that Haven Mortgages focusses exclusively on the broker market as a separate lender in its own right....plus through their Haven channel, EBS still use mortgage brokers.
Back in about 1996 the mortgage department was split in to home loans and commercial loans with a dedicated team dealing with commercial loans. They had dipped their toe in the water by introducing Top Up loans a few years before this,
Not necessarily.Thanks for that. So in other words any commercial mortgages arranged in '04/ early 05 were not arranged by a dedicated team dealing with commercial loans. Perhaps that explains why a commercial loan processed then was done on a home loan application form.
ok, so even though you said " in about 1996 the mortgage department was split in to home loans and commercial loans with a dedicated team dealing with commercial loans", it is not necessarily so that any commercial mortgages arranged in '04/ early 05 were not arranged by a dedicated (commercial mortgage) team? I thought you implied there was no "dedicated team dealing with commercial loans" prior to about '07?Not necessarily.
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