Hey guys,
Thanks for the replies and suggestions. Should have said i'm based in Donegal and renting rooms isn't really an option because the amount you can get from room rents isn't worth the hassle of sharing.
Selling my home will be last option as I dread not having that asset and with so much of the mortgage already paid I'd be back to square one again.
Social welfare will not help with mortgage and I wouldn't be surprised if I sold and then didn't qualify anymore, typical of this country. (If I didn't own the house they would pay about 80% of my rent now, but own anything in this country and you are on your own - rant over)
As I said I live in Donegal and we don't have public transport up here. It is very difficult/next to impossible to live without a car up here.
Upskilling is another option but not going to pay the bills for now, besides I am just out of college after 4 years, and jobs aren't out there at the minute.
Don't mean to shoot down all your ideas, they are much appreciated. I may have to look at renting out the two other bedrooms, much as I hate the thought of it.