Anyone dealt with First Active. Are they open to negotiations & "play ball"?

[OHara]

I have two mortgages with First Active and although fine at the moment, I foresee trouble paying them in a year or so when rates rise so I would need to renegotiate.

As anyone else dealt with FA and are they open to negotiations, just wondering what to expect, will they play ball?

 

[Mpsox]

First Active don't exist anymore, you'll be dealing with Ulster Bank, who are owned by RBS after the FA/UB merger a number of years ago. All the FA branches are closed

 

[OHara]

So its Royal Bank of Scotland then who seem to be good to deal with from what I hear?

 

[wbbs]

Its Ulster Bank you will be dealing with, they are owned by RBS, are you thinking of Bank of Scotland? They are different bank.

 

[OHara]

oh right I was!