Any existing PTSB customers managed to refix at a lower rate?

[delta_bravo]

Hi,

I've seen a few reports here of people with aib and others who were on a fixed rate and their bank offered a lower fixed rate and were easily able to just refix at this rate.

I'm about halfway through a 5 year fixed with ptsb at 2.8%, ltv of about 65%.
I contacted ptsb about same and was told its not possible. They could only offer a fixed rate that was higher than our current. The new business rates were not offered. I understand they have no obligation to but just wondering is this something I should try pursue?

 

[Paul F]

The new business rates were not offered. I understand they have no obligation to but just wondering is this something I should try pursue?

That's the problem with PTSB – they discriminate between new and existing customers.

If you want, you can post your mortgage details in the switching thread to learn your best options.