I'm trying to roughly calculate the various expenses that an average person, living in their own place, pays annually. I've got my own figures for each of these expenses but I'm wondering if I'm missing anything.
Here's what I have so far in no order....
Car insurance
Car Tax
Car Petrol
Health insurance
Property tax
Utilities
Phone / Broadband
Tv licence
Life insurance
Home insruance
Groceries / shopping
Excellent points guys, I like that spreadsheet as well. Hadn't really considered the house maintenance and gifts etc but they're both worthy additions. Dental insurance, that's something I don't even have now, although it would be nice!
Car parking
Public transport - bus/luas/dart
Hair, beauty and make-up etc
Holidays/Weekends away
Weddings
Xmas Exps
Some of the above will tend to be more lump sum type expenses, but I tend to record them and see what they average out per month over a year...helps with saving for future similar events.
I think you have covered most items. I leave about €2k for "miscellaneous" such as Christmas, Easter, Gifts, haircuts, gardening, newspapers, parking etc.